Notes about the quotes to be provided:
- The quotes provided are always done on the best set of benefits and cover to age 65 where available. Therefore (barring any health conditions requiring a loading) the premiums quoted will be the top end of premiums. If you wish to reduce the type of benefits available the insurance premiums will reduce.
- Income protection provides a maximum of 75% of gross income plus superannuation when on claim.
- We provide quotes from insurers on our recommended list that suit your requirements and your profession – some insurers products are targeted at different professions or industries.
- Once a quote request has been received you will be contacted by one of our consultants to obtain specific information required.
- The mere provision of a quote does not constitute provision of advice that you should purchase the insurance based on the quote alone.
- Once the quote is prepared our consultant will contact you to arrange a time to present the quote to you and explain it.
- If you wish to proceed with implementation of the policy at the quoted rates our consultant will contact you to do an online application that will then only require your signature to proceed to underwriting stage where your application is assessed against your health and related issues.